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▶Layoff Runway Command Center
Panic is not a plan. Runway is.
Panic is not a plan. Runway is — and this is the spreadsheet that finds yours. A layoff replaces your paycheck with a swarm of unknowns: how long can we last, what do we cut first, what about severance, unemployment, health insurance. This 13-tab command center collapses the swarm back into ONE number — RUNWAY, the months your cash actually covers, computed live — then hands you every lever that makes it longer.
- THE number: X.X months of runway, with a real run-out DATE
- Spending Triage: PROTECT / PAUSE / CUT → three complete burn rates, automatically
- Severance & Final Pay: weeks × pay + PTO − withholding = net-to-bank. Math, not mystery
- Unemployment tracker: weekly benefit, 26-week certification log, still-to-collect
- COBRA vs Marketplace — the health decision priced in months of runway
Overview
Panic is not a plan. Runway is.
Panic is not a plan. Runway is — and this is the spreadsheet that finds yours. A layoff replaces your paycheck with a swarm of unknowns: how long can we last, what do we cut first, what about severance, unemployment, health insurance. This 13-tab command center collapses the swarm back into ONE number — RUNWAY, the months your cash actually covers, computed live — then hands you every lever that makes it longer.
Most “job loss planners” are printable pages of empty boxes; this one computes.
What's Included
13 connected tabs including:
- Layoff-Runway-Command-Center-NicheToolkits.xlsx — the 13-tab engine (Excel + Google Sheets)
- ACCESS-YOUR-TEMPLATE.pdf — one-click Google Sheets access + the video tutorial link
- README.txt + LICENSE.txt
- Delivered as one ZIP — instant download
Key Benefits
Why this one
The swarm of unknowns collapses into X.X months of runway — 4.7 in the sample, computed live.
Three plans — everything-on, triaged, survival — each with a real run-out date drawn day by day.
Tag expenses PROTECT / PAUSE / CUT; in the sample, cutting the $687 Tier 3 buys 20 more days.
Weeks × pay + PTO payout − withholding = net-to-bank ($11,232 in the sample). Math, not mystery.
Applications, screens, interviews, finals — with days-in and next steps, counted for you.
932 formulas · recalculated clean · 82/82 independent math checks. Every image is the real file.
Who It's For
Built for
- Anyone freshly laid off who needs a plan by tonight
- Households decoding a severance offer and the COBRA letter
- Planners bracing for a shaky quarter before it lands
- Freelancers patching income between contracts
How It Works
Up and running in minutes
The ACCESS-YOUR-TEMPLATE.pdf in your download opens a copy in Google Sheets with one click
List accounts and mark what counts toward runway — retirement stays out by default
Tag every expense PROTECT / PAUSE / CUT — three burn rates fall out automatically
Three runways with real run-out dates; cut a tier and watch the date move
Severance net, unemployment weeks, the COBRA delta, bill negotiations, income patches — all counted
Why It's Different
Not another template
Most “job loss planners” are printable pages of empty boxes. This one computes: runway with dates, three burn scenarios from tier tags, severance net, unemployment weeks, the COBRA delta — 932 formulas doing the math a panicked brain shouldn't have to.
Delivery & Compatibility
Instant, and works with what you use
As soon as your order is complete you get instant access to download your files. Prefer Google Sheets for real-time updates and dropdowns? It's fully optimized. More comfortable in Excel? It works just as well.
Built and tested in the latest Excel (Office 365). On Mac we recommend the Google Sheets version — the template is not compatible with Apple Numbers. Available in English. The template ships with sample data so every screen works on open; clear it whenever you're ready. The images and video show that sample data to demonstrate how it looks in use.
FAQ
Questions, answered
Does it work in Google Sheets?
Yes — and this one is one-click: the ACCESS-YOUR-TEMPLATE.pdf in your download opens a copy straight into Google Sheets. The .xlsx works in Excel too.
What counts toward runway?
You decide, cell by cell: liquid accounts count by default, retirement stays out by default — flip a cell and it follows. The dashboard shows exactly what's in.
What if I got severance?
The Severance & Final Pay tab does the math: weeks × pay + PTO payout − a withholding estimate = what actually lands in the bank, and the runway updates live.
Does it handle unemployment benefits?
Yes — weekly benefit amount, a 26-week certification log, weeks remaining and still-to-collect, all feeding the runway.
Is anything pre-loaded?
Sample data (“Alex”, day 42: $19,780 liquid, 4.7 months runway to Dec 11) ships inside so every screen works on open — clear it when you're ready.
Can I get a refund on a digital download?
Because delivery is instant, all sales are final — but message us with any issue and we'll make it right.
For personal use only. © 2026 NicheToolkitHub — no resale or redistribution.
