
▶








Your brain isn't broken. Your budget was.
Your brain isn't broken. Your budget was. Forty-category budgets are built for brains that enjoy admin — this one opens on ONE tab that already knows: what's actually safe to spend until payday, which bills bite before then (and which are on autopay, so not your problem), what the impulse Parking Lot has quietly kept for you, and a streak that counts from your last log, not your guilt.
Your brain isn't broken. Your budget was. Forty-category budgets are built for brains that enjoy admin — this one opens on ONE tab that already knows: what's actually safe to spend until payday, which bills bite before then (and which are on autopay, so not your problem), what the impulse Parking Lot has quietly kept for you, and a streak that counts from your last log, not your guilt.
Most ADHD budgets are re-skinned generic templates. This one was engineered for the failure modes.
Safe to Spend recomputes every time you log — the whole budget in a glance.
Park a want for 48 hours; buying is allowed. The kept total just makes skipping feel like winning.
Countdowns to every due date, with before-payday bills flagged and autopay marked not-your-problem.
Streaks count from your last log, badges never un-earn, and categories are optional on hard days.
Two complete editions — warm Light and true Dark — the lane's favourite feature, done properly.
1,049 formulas · recalculated clean · 27/27 independent math checks. Every image is the real file.
Open the spreadsheet in Excel, or import it into Google Sheets (README steps included)
Income, pay schedule, bills — the engine wires itself
Date, what, amount — Money Today recomputes Safe to Spend instantly
Decide in daylight; every pass lands in your kept total, permanently
They count from your last log — never from your guilt
Most ADHD budgets are re-skinned generic templates. This one was engineered for the failure modes: the ONE-number dashboard replaces forty categories, the Parking Lot does the 48-hour waiting for you, bills count themselves down, and the streak system forgives. 1,049 formulas do the admin so you don't have to.
As soon as your order is complete you get instant access to download your files. Prefer Google Sheets for real-time updates and dropdowns? It's fully optimized. More comfortable in Excel? It works just as well.
Built and tested in the latest Excel (Office 365). On Mac we recommend the Google Sheets version — the template is not compatible with Apple Numbers. Available in English. The template ships with sample data so every screen works on open; clear it whenever you're ready. The images and video show that sample data to demonstrate how it looks in use.
Yes — Excel and Google Sheets both. Upload the .xlsx to Drive, open with Google Sheets, and everything works; the README has the exact steps.
Yes — two complete editions ship in the ZIP: warm Light and a true Dark Mode build of the same 12-tab engine. Use either, or both.
Nothing breaks and nothing shames you. Streaks count from your last log, badges never un-earn, and Money Today simply recomputes when you come back.
No. Categories are optional — skip them on hard days and the Safe-to-Spend math still holds.
Sample data (“Sam”) ships inside so every screen works the moment you open it — clear it in one select-and-delete when you're ready.
Because delivery is instant, all sales are final — but message us with any issue and we'll make it right.
For personal use only. © 2026 NicheToolkitHub — no resale or redistribution.